Terms of use

Last updated October 25, 2026

These terms apply to the OKtoBuy website, guides, calculators and readouts, provided by Stargo, Inc. ("we"). By using them you agree to these terms.

What OKtoBuy is

OKtoBuy produces an earnings readout from documents you provide about a business you are considering buying. A readout is a working tool to help you find questions and issues. It is not a valuation, appraisal, audit, review, compilation, Quality of Earnings report, fairness opinion or lending decision, and it does not state or imply a value or price for any business.

Not advice

Nothing on this site or in a readout is legal, tax, accounting, financial or investment advice. Talk to your own attorney, CPA and lender before you make decisions about a purchase.

Pricing, features and review

Pricing and terms for a readout are confirmed with you in writing before any work starts. Features may change. AI readouts are marked as unreviewed drafts. Every readout says plainly whether a person has reviewed it.

Accuracy and your checks

Readouts depend on the documents you send, which come from the seller and may be incomplete or wrong. Automated processing can misread documents. Every number in a readout links to its source so you can check it, and you should. We don't guarantee that a readout is complete or error-free, or that any lender, seller or broker will accept it.

Your responsibilities

• Only send documents you have the right to share with service providers under your agreements with the seller or broker.
• Don't use the service for anything unlawful, or to mislead a lender, investor or other party.
• Don't present a readout to anyone as a valuation, audit or Quality of Earnings report.

Calculators and guides

Calculators run in your browser and give arithmetic results from the numbers you enter. Guides are general education, written as of the dates shown, and rules change. Examples with numbers are illustrations, not real businesses.

Liability

To the extent the law allows, we aren't liable for indirect or consequential losses, or for decisions you make about buying, financing or pricing a business. If we are found liable, our total liability is limited to the amount you paid us for the readout concerned.

Changes and contact

We may update these terms and will change the date above when we do. Questions: use the contact form on our about page.